Your business makes money. So why won't anyone fund it?
You've covered the business with your personal cards. Your own score keeps taking the hits. And the bank you've been with for years still says you don't have enough credit history. Your business is fine. Lenders just can't see it yet. We fix that.
Credited toward your program · no impact on your credit scores · written report in 5 business days
- Registered Credit Services Organization in Texas
- Registered Texas funding broker
- Service in English y en español
Sound familiar?
Everything runs through your name.
The cards are yours. The risk is yours. Every business expense drags your personal score down, and that's the score they'll pull when you want a truck, a house, or a bigger loan.
The bank that knows you still says no.
Years of deposits with them. Real revenue, real customers. And they still tell you to come back when you have more history. Nobody explains how you're supposed to get history when nothing you pay gets reported anywhere.
The only fast yes is expensive.
When lenders can't see your business, the only offers that find you are the expensive ones. Daily-payment advances that eat the margin you were trying to grow.
None of this means your business is weak. It means it has no credit file of its own yet. That's something you can build, and we do it with you, step by step.
We make lenders see what you already built.
Getting funded takes three things working together. Most services sell you one and leave you wondering why nothing changed.
A verifiable foundation
Your entity, address, phone, website and bank set up the way lender software checks them. Everything matching, everywhere.
A real credit profile
Payment history reported under your EIN, not your Social Security number. We only use vendors who confirm in writing which bureaus they report to.
Numbers that hold up
Clean bank activity and a funding package we put together once and reuse. When the moment comes, you're days away instead of weeks.
First you know. Then we build. Then you apply.
You know where you stand.
The audit reads your business the way lenders do. You get the answer in writing: what's blocking you, what fixes it, and what you can realistically get today.
We build, you watch.
Foundation, bureau files, tradelines. Done for you, tracked live in your portal, with a written report every month. Real credit files take months to build, and we tell you that up front.
You apply when the numbers say yes.
Your package is ready, we match you with lenders from a network of more than 100, and you stop applying blind.
You're not deciding on twelve months today. You're deciding on five days.
Flat prices. No surprises. It starts with the audit.
Fundability Audit
$299
One-time · credited toward your program
The full audit, the eligibility screen, and your written Gap Report with a roadmap.
Foundation Build
$1,997
One-time · 30–45 days
The full foundation and all bureau files established and verified, done for you.
Credit Build
$297/mo
6-month program, then month to month
Tradeline placement, monitoring, and your monthly written report.
Bundles from $2,997. Vendor and monitoring costs are yours, itemized at cost. No markups, nothing hidden.
Questions owners actually ask.
The foundation takes weeks. First scores usually show up in one to three months, because vendors report monthly and the bureaus take a few more weeks to post. A file strong enough for real funding usually takes six to twelve months. If someone promises you a score in days, they're selling something else.
The build happens under your business's EIN, not your Social Security number. We do look at your personal credit, but only to read it the way a lender will, so your plan is honest. We don't sell credit repair and we never promise score changes.
Sometimes sooner than you'd think. The audit tells you what's realistic today, and the build makes every next option bigger and cheaper. Checking your options takes minutes and doesn't touch your credit scores.
The vendor accounts and credit monitoring are services you buy in your business's name. We pass them through at cost, itemized on your invoice, so you always know what's yours. And we never open an account without written confirmation of which bureaus it reports to.
The credit build is a six-month program to start, because that's how long the work takes to show. After that it's month to month. Everything we build stays yours: the accounts are in your business's name, and the history doesn't leave when you do.
Stop guessing why they said no.
Five business days. A written report. What's blocking you, what fixes it, and what you can get right now. The $299 comes off your program price, and the report is yours to keep even if we never talk again.
No impact on your credit scores · en español también