Funding marketplace

Access the best funding you can qualify for

Seven ways to fund your business, matched across 100+ lenders. Every product in plain English, with typical ranges to set expectations.

Note: amounts, rates, and qualification bars below are typical industry ranges, not guaranteed offers. Your actual options depend on your business and are confirmed after a soft, no-impact pre-approval. We're a funding marketplace, not a lender, and we don't do personal residential mortgages.

Business line of credit

Revolving credit you draw from and repay repeatedly, up to a limit.

Typical amount: ~$10K-$250K (sometimes up to $500K)
Typical qualification: ~6+ months in business, steady revenue, ~600+ personal credit.

0% interest credit card stacking

Multiple 0% intro-APR cards opened at once for a pool of low-cost, short-term capital.

Typical amount: ~$25K-$150K • 0% intro for ~6-18 months
Typical qualification: Strong personal credit (usually 680+) and low card utilization.

Personal unsecured term loan

A fixed-term personal loan, no collateral, used for the business.

Typical amount: ~$10K-$100K over 2-7 years
Typical qualification: Personal credit ~650-680+ and verifiable income.

Short-term business loan (MCA)

Fast capital repaid from future revenue via fixed daily or weekly withdrawals.

Typical amount: ~$5K-$500K over ~3-18 months
Typical qualification: 3+ months in business, consistent revenue, credit as low as 500-550.

Business term loan

A lump sum repaid in fixed installments over a set period.

Typical amount: ~$25K-$500K+ over 1-5 years
Typical qualification: 1-2+ years in business, solid revenue, credit ~600+.

SBA loan (7a / 504 / Express)

Government-backed funding with larger amounts, longer terms, lower rates, and more paperwork.

Typical amount: ~$50K into the millions over 10-25 years • funds in ~30-90 days
Typical qualification: 2+ years in business, strong credit, profitability, full docs.

Equipment funding

Financing to buy equipment, with the equipment itself as collateral.

Typical amount: Covers ~80-100% of cost over 2-7 years
Typical qualification: Credit ~600+; the equipment as collateral eases approval.

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